Lease-to-Own in Owensboro, KY: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Owensboro, KY? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

How Do I Choose Between Lease-to-Own Companies in Owensboro, KY?

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but lack the funds. Owensboro is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Owensboro, KY to help you determine which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Owensboro, KY Work?

How does Progressive Leasing work in Owensboro, KY? And how does Acima Leasing work? They both have similar application steps. Shop at your favorite eligible stores in Owensboro, select the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Owensboro, you may be approved for up to $5,000!

Owensboro Acima Leasing Requirements vs. Progressive Leasing Requirements

While Acima Leasing and Progressive Leasing in Owensboro, KY have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Owensboro, KY need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Owensboro with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Owensboro, KY

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Owensboro stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Owensboro, KY, or shop Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Owensboro, KY

Acima Leasing and Progressive Leasing in Owensboro, KY follow similar guidelines for leasable items. Generally, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Progressive Leasing or Acima Leasing in Owensboro, KY Right for You?

The decision of which Owensboro, KY lease-to-own company to choose is entirely yours to make. To choose the right fit, consider approval requirements, which stores in Owensboro you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.