Choosing Your Oak Grove, KY Lease-to-Own Company
When picking a lease-to-own company in Oak Grove, KY, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Oak Grove so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Oak Grove, KY Work
How do Acima Leasing and Snap Finance work? Whichever Oak Grove, KY lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Oak Grove retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Oak Grove, KY or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Oak Grove, KY?
The items you can shop for in Oak Grove, KY depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Oak Grove, KY Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Oak Grove, KY and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Oak Grove and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Oak Grove, KY, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Oak Grove, KY?
Both Snap Finance and Amica Leasing support Oak Grove, KY residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Oak Grove, KY, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Oak Grove, KY also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Oak Grove, KY Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Oak Grove, KY. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.