Lease-to-Own in Oak Grove, KY: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Oak Grove, KY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Oak Grove, KY

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but are low on cash. When looking at companies like Progressive Leasing in Oak Grove, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Oak Grove, KY so you can figure out which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Oak Grove, KY Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Oak Grove, KY? Both companies follow similar application processes. Browse at eligible Oak Grove retailers, pick out the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Oak Grove, you may be approved for up to $5,000!

Oak Grove Acima Leasing Requirements vs. Progressive Leasing Requirements

While the application processes for Acima Leasing and Progressive Leasing in Oak Grove, KY are alike, their requirements are different. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Oak Grove, KY requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Oak Grove with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Oak Grove, KY

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Oak Grove, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Oak Grove, KY, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Oak Grove, KY with Acima Leasing vs. Progressive Leasing?

Progressive Leasing and Acima Leasing in Oak Grove, KY consider the same items leasable. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Oak Grove, KY?

The choice of lease-to-own company in Oak Grove, KY is entirely in your hands. You have to select the right fit for you based on which Oak Grove retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.