How to Choose a Lease-to-Own Company in Murray, KY
When picking a lease-to-own company in Murray, KY, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Murray so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Murray, KY Work
How does Acima Leasing work? Or Snap Finance? Whichever Murray, KY lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Murray retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Murray, KY or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Murray, KY?
The items you can shop for vary based on which Murray, KY retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Murray, KY and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Murray, KY retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Murray stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Murray, KY or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Murray, KY
Snap Finance and Acima Leasing both want to help shoppers in Murray KY get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Murray, KY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Murray, KY also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Murray, KY Lease-to-Own Company
Many shoppers across Murray, KY can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.