Choosing Your Mt Sterling, KY Lease-to-Own Company
When picking a lease-to-own company in Mt Sterling, KY, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Mt Sterling and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Mt Sterling, KY Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Mt Sterling, KY tend to work the same way. To start, you choose an approved retailer in Mt Sterling and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Mt Sterling, KY will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Mt Sterling, KY Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Mt Sterling, KY retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Mt Sterling, KY
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Mt Sterling, KY businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Mt Sterling and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Mt Sterling, KY or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Mt Sterling, KY?
Both Snap Finance and Amica Leasing aim to help shoppers in Mt Sterling, KY with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Mt Sterling, KY, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
Acima Leasing in Mt Sterling, KY also requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Mt Sterling, KY Lease-to-Own Company
Many shoppers across Mt Sterling, KY can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.