Progressive Leasing or Acima Leasing in Mt Sterling, KY?

When you need a lease-to-own solution in Mt Sterling, KY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Mt Sterling, KY?

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Mt Sterling, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Mt Sterling, KY so you can decide which company's store selection, requirements, and application process sound right for you.

Mt Sterling Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Mt Sterling, KY? You can expect a similar application process for both. Shop at your favorite eligible stores in Mt Sterling, find the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Mt Sterling, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Mt Sterling vs. Acima Leasing

Acima Leasing and Progressive Leasing in Mt Sterling, KY might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Mt Sterling, KY, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Mt Sterling shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Mt Sterling, KY

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Mt Sterling stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Mt Sterling, KY, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Mt Sterling, KY?

The rules for leasable items at Acima Leasing and Progressive Leasing in Mt Sterling, KY are quite similar. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Mt Sterling, KY?

The choice of lease-to-own company in Mt Sterling, KY is entirely in your hands. To choose the right fit, consider the application process, approval requirements, and which Mt Sterling stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.