How to Choose a Lease-to-Own Company in Mount Sterling, KY
When choosing a lease-to-own company in Mount Sterling, KY, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mount Sterling so you can determine which company is right for you.
How Does Lease-to-Own in Mount Sterling, KY Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Mount Sterling, KY tend to work the same way. You shop at an approved Mount Sterling retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Mount Sterling, KY will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Mount Sterling, KY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Mount Sterling, KY. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Mount Sterling, KY
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Mount Sterling, KY as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Mount Sterling and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Mount Sterling, KY.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mount Sterling, KY?
Both Snap Finance and Amica Leasing support Mount Sterling, KY residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Mount Sterling, KY. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
Acima Leasing in Mount Sterling, KY also requires an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Mount Sterling, KY, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mount Sterling, KY. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.