Acima Leasing or Progressive Leasing in Monticello, KY?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Monticello, KY? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Monticello, KY Lease-to-Own Companies

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but lack the funds. You have your choice of companies like Progressive Leasing in Monticello, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Monticello, KY to help you determine which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Monticello, KY Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Monticello, KY? They both have similar application steps. Browse at eligible Monticello retailers, choose the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Monticello!

What Are the Requirements for Progressive Leasing in Monticello vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Monticello, KY share similar application processes, they don't have the same requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Monticello, KY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Monticello who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Monticello, KY

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Monticello and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Monticello, KY, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Monticello, KY?

You'll find that Progressive Leasing and Acima Leasing in Monticello, KY  have similar leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Monticello, KY?

We can’t tell you which lease-to-own company in Monticello, KY to choose. To choose the right fit, consider the application process, approval requirements, and which Monticello stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.