Lease-to-Own in Louisa, KY: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Louisa, KY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Louisa, KY Lease-to-Own Companies

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but are low on cash. With so many companies like Progressive Leasing in Louisa, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Louisa, KY so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Louisa Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Louisa, KY? What about Acima Leasing? Both companies follow similar application processes. Shop at eligible retailers in Louisa, find the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Louisa, you can be approved for up to $5,000!

Louisa Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Louisa, KY might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Louisa, KY need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Louisa with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Louisa Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Louisa and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Louisa, KY stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Louisa, KY?

Acima Leasing and Progressive Leasing in Louisa, KY follow similar guidelines for leasable items. In general, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Louisa, KY?

The choice of lease-to-own company in Louisa, KY is entirely in your hands. The right choice for you will depend on approval requirements, which stores in Louisa you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.