Comparing Acima Leasing and Snap Finance in Hurstbourne Acres, KY

You need a lease-to-own option in Hurstbourne Acres, KY — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Hurstbourne Acres, KY Lease-to-Own Companies

When selecting a lease-to-own company in Hurstbourne Acres, KY, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Hurstbourne Acres and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Hurstbourne Acres, KY

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Hurstbourne Acres, KY tend to work the same way. First, you pick from a list of approved Hurstbourne Acres retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Hurstbourne Acres, KY will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Hurstbourne Acres, KY?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hurstbourne Acres, KY. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

Hurstbourne Acres, KY and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Hurstbourne Acres, KY businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Hurstbourne Acres stores and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Hurstbourne Acres, KY, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Hurstbourne Acres, KY?

Snap Finance and Amica Leasing are dedicated to helping Hurstbourne Acres, KY shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Hurstbourne Acres, KY. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Hurstbourne Acres, KY requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Hurstbourne Acres, KY Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hurstbourne Acres, KY. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.