What to Look for in Hickory, KY Lease-to-Own Companies
When picking a lease-to-own company in Hickory, KY, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Hickory and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Hickory, KY Work
How do Acima Leasing and Snap Finance work? Most Hickory, KY lease-to-own companies operate similarly. First, you pick from a list of approved Hickory retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Hickory, KY will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Hickory, KY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Hickory, KY. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Hickory, KY
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Hickory, KY and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Hickory businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Hickory, KY.
Acima Leasing vs. Snap Finance Application and Requirements in Hickory, KY
Snap Finance and Acima Leasing both want to help shoppers in Hickory KY get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Hickory, KY, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Hickory, KY requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Hickory, KY, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Hickory, KY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.