Choosing Your Hazard, KY Lease-to-Own Company
When picking a lease-to-own company in Hazard, KY, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Hazard and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Hazard, KY
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Hazard, KY follow similar models. First, you pick from a list of approved Hazard retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Hazard, KY will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Hazard, KY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Hazard, KY. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Hazard, KY and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Hazard, KY businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Hazard businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Hazard, KY.
Acima Leasing vs. Snap Finance Application and Requirements in Hazard, KY
Both Snap Finance and Amica Leasing support Hazard, KY residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Hazard, KY. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Hazard, KY, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Hazard, KY? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Hazard, KY. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.