Choosing Your Harrodsburg, KY Lease-to-Own Company
When selecting a lease-to-own company in Harrodsburg, KY, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Harrodsburg so you know which company is your best fit.
Snap Finance in Harrodsburg, KY vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Harrodsburg, KY lease-to-own companies operate similarly. You shop in person or online at an approved Harrodsburg retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Harrodsburg, KY will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Harrodsburg, KY?
The items you can shop for vary based on which Harrodsburg, KY retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Harrodsburg, KY Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Harrodsburg, KY and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Harrodsburg businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Harrodsburg, KY, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Harrodsburg, KY
Snap Finance and Amica Leasing are dedicated to helping Harrodsburg, KY shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Harrodsburg, KY, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
For Acima Leasing in Harrodsburg, KY, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Harrodsburg, KY, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Harrodsburg, KY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.