How Do I Choose Between Lease-to-Own Companies in Harold, KY?
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Harold, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Harold, KY to guide you in deciding which company has the best application process, store selection, and requirements for you.
Harold Progressive Leasing vs. Acima Leasing: What’s the Process?
How do you lease-to-own with Progressive Leasing in Harold, KY? What about Acima Leasing? Both companies follow similar application processes. Shop at eligible Harold stores, choose the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!
How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Harold!
What Are the Requirements for Progressive Leasing in Harold vs. Acima Leasing?
While the application processes for Acima Leasing and Progressive Leasing in Harold, KY are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Harold, KY, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Harold shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Harold Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Harold and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Harold, KY stores.
What Items Can I Lease in Harold, KY with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Harold, KY are quite similar. In general, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Harold, KY Lease-to-Own Company?
The choice of lease-to-own company in Harold, KY is entirely in your hands. You have to select the right fit for you based on which Harold retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.