Choosing a Lease-to-Own Company in Georgetown, KY
When selecting a lease-to-own company in Georgetown, KY, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Georgetown so you know which company is your best fit.
How Does Lease-to-Own in Georgetown, KY Work?
How does Acima Leasing work? Or Snap Finance? Whichever Georgetown, KY lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Georgetown and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Georgetown, KY will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Georgetown, KY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Georgetown, KY. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Georgetown, KY
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Georgetown, KY businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Georgetown and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Georgetown, KY or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Georgetown, KY?
Both Snap Finance and Amica Leasing aim to help shoppers in Georgetown, KY with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Georgetown, KY, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Georgetown, KY requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Georgetown, KY Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Georgetown, KY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.