What to Look for in Franklin, KY Lease-to-Own Companies
When comparing lease-to-own companies in Franklin, KY, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Franklin so you can find the right company for you.
How Does Lease-to-Own in Franklin, KY Work?
How do Acima Leasing and Snap Finance work? Whichever Franklin, KY lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Franklin and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Franklin, KY will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Franklin, KY?
The items you can shop for vary based on which Franklin, KY retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Franklin, KY and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Franklin, KY and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Franklin stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Franklin, KY, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Franklin, KY
Everyone in Franklin, KY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Franklin, KY. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
Acima Leasing in Franklin, KY also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Franklin, KY
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Franklin, KY. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.