How to Choose a Lease-to-Own Company in Frankfort, KY
When picking a lease-to-own company in Frankfort, KY, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Frankfort and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Frankfort, KY
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Frankfort, KY follow similar models. To start, you choose an approved retailer in Frankfort and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Frankfort, KY or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Frankfort, KY Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Frankfort, KY retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Frankfort, KY
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Frankfort, KY and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Frankfort stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Frankfort, KY, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Frankfort, KY
Snap Finance and Acima Leasing both want to help shoppers in Frankfort KY get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Frankfort, KY. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Frankfort, KY also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Frankfort, KY, the Choice Is Yours
Many shoppers across Frankfort, KY can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.