What to Look for in Falmouth, KY Lease-to-Own Companies
When picking a lease-to-own company in Falmouth, KY, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Falmouth and Acima Leasing so you can determine which company is right for you.
Snap Finance in Falmouth, KY vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Falmouth, KY follow similar models. You shop in person or online at an approved Falmouth retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing in Falmouth, KY or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Falmouth, KY?
The items you can shop for in Falmouth, KY depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Falmouth, KY and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Falmouth, KY and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Falmouth businesses to trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Falmouth, KY.
What’s Needed to Apply for Acima Leasing or Snap Finance in Falmouth, KY
Both Snap Finance and Amica Leasing support Falmouth, KY residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Falmouth, KY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Falmouth, KY also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Falmouth, KY, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Falmouth, KY. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.