Choosing Between Acima Leasing and Progressive Leasing in Falmouth, KY

When you need a lease-to-own solution in Falmouth, KY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Falmouth, KY?

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but lack the funds. Falmouth is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in Falmouth, KY against Progressive Leasing so you can decide which company has the best application process, store selection, and requirements for you.

Falmouth Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Falmouth, KY? And how does Acima Leasing work? They both have similar application steps. Shop at eligible Falmouth stores, choose the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Falmouth, you may be approved for up to $5,000!

Falmouth Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Falmouth, KY are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Falmouth, KY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Falmouth shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Falmouth, KY

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Falmouth stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Falmouth, KY, or view Acima Leasing's online retailers.

What Items Can I Lease in Falmouth, KY with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Falmouth, KY are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Falmouth, KY?

The decision of which Falmouth, KY lease-to-own company to choose is entirely yours to make. The best option for you depends on approval requirements, which stores in Falmouth you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.