What to Look for in Elizabethtown, KY Lease-to-Own Companies
When comparing lease-to-own companies in Elizabethtown, KY, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Elizabethtown and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Elizabethtown, KY Work
How do Acima Leasing and Snap Finance work? Most Elizabethtown, KY lease-to-own companies operate similarly. To start, you choose an approved retailer in Elizabethtown and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Elizabethtown, KY or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Elizabethtown, KY Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Elizabethtown, KY retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Elizabethtown, KY
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Elizabethtown, KY and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Elizabethtown and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Elizabethtown, KY, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Elizabethtown, KY
Everyone in Elizabethtown, KY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Elizabethtown, KY, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Elizabethtown, KY requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Elizabethtown, KY? Try Acima Leasing
Many shoppers across Elizabethtown, KY can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.