What to Look for in Columbia, KY Lease-to-Own Companies
When comparing lease-to-own companies in Columbia, KY, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Columbia and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Columbia, KY Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Columbia, KY tend to work the same way. To start, you choose an approved retailer in Columbia and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Columbia, KY will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Columbia, KY Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Columbia, KY depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Columbia, KY Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Columbia, KY retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Columbia businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Columbia, KY stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Columbia, KY?
Everyone in Columbia, KY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Columbia, KY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Columbia, KY, you will also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Columbia, KY? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Columbia, KY. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.