Choosing Between Acima Leasing and Progressive Leasing in Columbia, KY

When you need a lease-to-own solution in Columbia, KY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Columbia, KY?

Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but lack the funds. With so many companies like Progressive Leasing in Columbia, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Columbia, KY so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Columbia Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Columbia, KY? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Columbia, select the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Columbia, you can be approved for up to $5,000!

Columbia Acima Leasing Requirements vs. Progressive Leasing Requirements

Although Acima Leasing and Progressive Leasing in Columbia, KY share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Columbia, KY, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Acima Leasing and Progressive Leasing both help shoppers in Columbia who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Where in Columbia Can I Shop with Acima Leasing vs. Progressive Leasing?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Columbia, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Columbia, KY stores.

What Items Can I Lease in Columbia, KY with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Columbia, KY  have similar leasable items. In general, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Columbia, KY?

We can’t tell you which lease-to-own company in Columbia, KY to choose. The right choice for you will depend on the application process, approval requirements, and which Columbia stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.