Choosing Between Acima Leasing and Progressive Leasing in Cold Spring, KY

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Looking to lease-to-own in Cold Spring, KY but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Choosing Between Cold Spring, KY Lease-to-Own Companies

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Cold Spring, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Cold Spring, KY to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

How Do Acima Leasing and Progressive Leasing in Cold Spring, KY Work?

How does Progressive Leasing work in Cold Spring, KY? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible Cold Spring stores, choose the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Cold Spring!

What Are the Requirements for Progressive Leasing in Cold Spring vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Cold Spring, KY are alike, their requirements are different. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Cold Spring, KY need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Acima Leasing and Progressive Leasing both help shoppers in Cold Spring who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Cold Spring Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Cold Spring allows you to shop at thousands of Cold Spring stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Cold Spring, KY stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Cold Spring, KY?

You'll find that Progressive Leasing and Acima Leasing in Cold Spring, KY  have similar leasable items. Generally, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Cold Spring, KY Right for You?

We can’t tell you which lease-to-own company in Cold Spring, KY to choose. The right choice for you will depend on approval requirements, which stores in Cold Spring you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.