Choosing a Lease-to-Own Company in California, KY
When comparing lease-to-own companies in California, KY, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in California and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in California, KY Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in California, KY follow similar models. You shop at an approved California retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in California, KY or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in California, KY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in California, KY. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in California, KY
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local California, KY retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local California stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find California, KY stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in California, KY?
Everyone in California, KY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in California, KY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in California, KY, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your California, KY Lease-to-Own Company
Acima Leasing and Snap Finance are great options for California, KY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.