Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Bowling Green, KY

Looking for a lease-to-own company in Bowling Green, KY? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Bowling Green, KY Lease-to-Own Company

When comparing lease-to-own companies in Bowling Green, KY, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bowling Green so you know which company is your best fit.

How Does Lease-to-Own in Bowling Green, KY Work?

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Bowling Green, KY follow similar models. To start, you choose an approved retailer in Bowling Green and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Snap Finance in Bowling Green, KY or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bowling Green, KY?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bowling Green, KY. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Bowling Green, KY and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Bowling Green, KY businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Bowling Green and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Bowling Green, KY, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Bowling Green, KY

For shoppers in Bowling Green, KY with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Bowling Green, KY. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Bowling Green, KY also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Bowling Green, KY Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bowling Green, KY. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.