How to Choose a Lease-to-Own Company in Bardstown, KY
When selecting a lease-to-own company in Bardstown, KY, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Bardstown and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Bardstown, KY Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Bardstown, KY tend to work the same way. You shop in person or online at an approved Bardstown retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Bardstown, KY will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Bardstown, KY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bardstown, KY. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Bardstown, KY
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Bardstown, KY retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Bardstown businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Bardstown, KY stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Bardstown, KY
Both Snap Finance and Amica Leasing aim to help shoppers in Bardstown, KY with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Bardstown, KY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Bardstown, KY also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Bardstown, KY Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Bardstown, KY shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.