What to Look for in Augusta, KY Lease-to-Own Companies
When selecting a lease-to-own company in Augusta, KY, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Augusta so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Augusta, KY Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Augusta, KY tend to work the same way. To start, you choose an approved retailer in Augusta and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Augusta, KY or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Augusta, KY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Augusta, KY. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Augusta, KY
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Augusta, KY as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Augusta and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Augusta, KY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Augusta, KY
Everyone in Augusta, KY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Augusta, KY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Augusta, KY also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Augusta, KY Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Augusta, KY. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.