Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Ashland, KY

You need a lease-to-own option in Ashland, KY — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

See Locations by Category

$1 to start $10 to start Private Credit Appliances Electronics Eyewear Furniture Jewelry Tire & Auto Outdoor & Tools Other

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

Find a Store

More Information

Choosing a Lease-to-Own Company in Ashland, KY

When choosing a lease-to-own company in Ashland, KY, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Ashland and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Ashland, KY

How does Snap Finance work? Or Acima Leasing? Most Ashland, KY lease-to-own companies operate similarly. You shop at an approved Ashland retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Acima Leasing in Ashland, KY or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Ashland, KY?

The items you can shop for vary based on which Ashland, KY retailers are approved by Snap Finance or Acima Leasing. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Ashland, KY

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Ashland, KY and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Ashland and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Ashland, KY stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Ashland, KY?

Everyone in Ashland, KY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ashland, KY. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Ashland, KY also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Ashland, KY, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Ashland, KY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.