Snap Finance in Alexandria, KY or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Alexandria, KY? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Alexandria, KY Lease-to-Own Companies

When choosing a lease-to-own company in Alexandria, KY, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Alexandria so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Alexandria, KY

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Alexandria, KY tend to work the same way. To start, you choose an approved retailer in Alexandria and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Alexandria, KY will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!

Alexandria, KY Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Alexandria, KY. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Alexandria, KY and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Alexandria, KY retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Alexandria stores and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Alexandria, KY stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Alexandria, KY

Everyone in Alexandria, KY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Alexandria, KY, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Alexandria, KY requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Alexandria, KY, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Alexandria, KY. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.