How Do I Choose Between Lease-to-Own Companies in Topeka, KS?
Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Topeka, how do you know which one to choose? Let's compare Acima Leasing in Topeka, KS against Progressive Leasing to help you determine which company's store selection, requirements, and application process sound right for you.
Topeka Progressive Leasing vs. Acima Leasing: What’s the Process?
How do you lease-to-own with Progressive Leasing in Topeka, KS? What about Acima Leasing? Both companies follow similar application processes. Shop at eligible retailers in Topeka, pick out the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Topeka, you can be approved for up to $5,000!
Topeka Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in Topeka, KS are alike, their requirements are different. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
To lease-to-own with Acima Leasing in Topeka, KS, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Topeka with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing Stores in Topeka, KS
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Topeka stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Topeka, KS, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Topeka, KS?
Acima Leasing and Progressive Leasing in Topeka, KS follow similar guidelines for leasable items. Generally, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Better: Acima Leasing or Progressive Leasing in Topeka, KS?
We can’t tell you which lease-to-own company in Topeka, KS to choose. You have to select the right fit for you based on which Topeka retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.