Lease-to-Own in Ottawa, KS: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Ottawa, KS? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Ottawa, KS?

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Ottawa, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Ottawa, KS so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Ottawa Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Ottawa, KS? What about Progressive Leasing? They both have similar application steps. Shop at your favorite eligible stores in Ottawa, choose the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Ottawa, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Ottawa vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Ottawa, KS are alike, their requirements are different. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Ottawa, KS requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Ottawa shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Ottawa, KS

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Ottawa allows you to shop at thousands of Ottawa stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Ottawa, KS, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Ottawa, KS

Acima Leasing and Progressive Leasing in Ottawa, KS follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Ottawa, KS?

The choice of lease-to-own company in Ottawa, KS is entirely in your hands. You have to select the right fit for you based on which Ottawa retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.