Choosing a Lease-to-Own Company in Lyons, KS
When choosing a lease-to-own company in Lyons, KS, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Lyons and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Lyons, KS Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Lyons, KS tend to work the same way. You shop in person or online at an approved Lyons retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Lyons, KS or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Lyons, KS?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lyons, KS. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Lyons, KS
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Lyons, KS as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Lyons businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Lyons, KS or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lyons, KS
Snap Finance and Acima Leasing both want to help shoppers in Lyons KS get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Lyons, KS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Lyons, KS also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Lyons, KS Lease-to-Own Company
Many shoppers across Lyons, KS can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.