How to Choose a Lease-to-Own Company in Lenexa, KS

When picking a lease-to-own company in Lenexa, KS, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lenexa so you can decide which company sounds best for you.

Snap Finance in Lenexa, KS vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Lenexa, KS follow similar models. You shop at an approved Lenexa retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing in Lenexa, KS or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Lenexa, KS?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lenexa, KS. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Lenexa, KS

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Lenexa, KS businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Lenexa stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Lenexa, KS stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Lenexa, KS

Snap Finance and Acima Leasing both want to help shoppers in Lenexa KS get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Lenexa, KS. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

For Acima Leasing in Lenexa, KS, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Lenexa, KS Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Lenexa, KS shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.