Snap Finance in Leawood, KS or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Leawood, KS. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Leawood, KS

When selecting a lease-to-own company in Leawood, KS, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Leawood and Snap Finance so you know which company is your best fit.

Snap Finance in Leawood, KS vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most Leawood, KS lease-to-own companies operate similarly. To start, you choose an approved retailer in Leawood and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Leawood, KS will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Leawood, KS Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Leawood, KS. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Leawood, KS Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Leawood, KS as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Leawood and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Leawood, KS or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Leawood, KS

Snap Finance and Acima Leasing both want to help shoppers in Leawood KS get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Leawood, KS, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.

For Acima Leasing in Leawood, KS, you will also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Leawood, KS Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Leawood, KS. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.