Choosing a Lease-to-Own Company in Lawrence, KS
When selecting a lease-to-own company in Lawrence, KS, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Lawrence and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Lawrence, KS Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Lawrence, KS follow similar models. You shop at an approved Lawrence retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Lawrence, KS will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lawrence, KS?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lawrence, KS. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Lawrence, KS Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Lawrence, KS and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Lawrence stores and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Lawrence, KS or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lawrence, KS?
Snap Finance and Amica Leasing are dedicated to helping Lawrence, KS shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Lawrence, KS. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Lawrence, KS requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Lawrence, KS? Try Acima Leasing
Many shoppers across Lawrence, KS can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.