Choosing Your Kansas City, KS Lease-to-Own Company
When choosing a lease-to-own company in Kansas City, KS, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Kansas City and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Kansas City, KS Work
How do Acima Leasing and Snap Finance work? Most Kansas City, KS lease-to-own companies operate similarly. To start, you choose an approved retailer in Kansas City and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Kansas City, KS or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Kansas City, KS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Kansas City, KS. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Kansas City, KS
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Kansas City, KS and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Kansas City and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Kansas City, KS or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Kansas City, KS
Everyone in Kansas City, KS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Kansas City, KS, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Kansas City, KS, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Kansas City, KS? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Kansas City, KS shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.