Comparing Lease-to-Own Companies in Derby, KS
Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but are low on cash. When looking at companies like Progressive Leasing in Derby, how do you know which one to pick? Let's compare Acima Leasing in Derby, KS against Progressive Leasing to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Derby Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Progressive Leasing work in Derby, KS? And how does Acima Leasing work? You can expect a similar application process for both. Shop at eligible Derby stores, find the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!
How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Derby!
Derby Acima Leasing Requirements vs. Progressive Leasing Requirements
Although Acima Leasing and Progressive Leasing in Derby, KS share similar application processes, they don't have the same requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Derby, KS, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Derby with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing Stores in Derby, KS
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Derby allows you to shop at thousands of Derby stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Derby, KS, or view Acima Leasing's online retailers.
What Items Can I Lease in Derby, KS with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Derby, KS consider the same items leasable. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Derby, KS?
The decision of which Derby, KS lease-to-own company to choose is entirely yours to make. The right choice for you will depend on the application process, approval requirements, and which Derby stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.