Choosing Your Concordia, KS Lease-to-Own Company
When selecting a lease-to-own company in Concordia, KS, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Concordia so you can decide which company sounds best for you.
Snap Finance in Concordia, KS vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Concordia, KS lease-to-own companies operate similarly. First, you pick from a list of approved Concordia retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Concordia, KS or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Concordia, KS?
The items you can shop for vary based on which Concordia, KS retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Concordia, KS Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Concordia, KS retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Concordia and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Concordia, KS, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Concordia, KS
For shoppers in Concordia, KS with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Concordia, KS, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Concordia, KS also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Concordia, KS, the Choice Is Yours
Many shoppers across Concordia, KS can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.