What to Look for in Columbus, KS Lease-to-Own Companies
When picking a lease-to-own company in Columbus, KS, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Columbus and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Columbus, KS Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Columbus, KS follow similar models. You shop at an approved Columbus retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Columbus, KS or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Columbus, KS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Columbus, KS. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Columbus, KS
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Columbus, KS retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Columbus businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Columbus, KS, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Columbus, KS?
Everyone in Columbus, KS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Columbus, KS, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Columbus, KS requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Columbus, KS, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Columbus, KS. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.