What to Look for in Augusta, KS Lease-to-Own Companies
When selecting a lease-to-own company in Augusta, KS, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Augusta and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Augusta, KS Work?
How do Acima Leasing and Snap Finance work? Whichever Augusta, KS lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Augusta retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance in Augusta, KS or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Augusta, KS Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Augusta, KS retailers are approved by Snap Finance or Acima Leasing. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Augusta, KS
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Augusta, KS as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Augusta businesses to the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Augusta, KS or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Augusta, KS
Both Snap Finance and Amica Leasing support Augusta, KS residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Augusta, KS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
For Acima Leasing in Augusta, KS, you will also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Augusta, KS, the Choice Is Yours
Many shoppers across Augusta, KS can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.