Comparing Acima Leasing and Snap Finance in Atchison, KS

Looking for a lease-to-own company in Atchison, KS? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Atchison, KS

When picking a lease-to-own company in Atchison, KS, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Atchison so you know which company is your best fit.

Snap Finance in Atchison, KS vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Atchison, KS tend to work the same way. You shop at an approved Atchison retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Atchison, KS will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Atchison, KS?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Atchison, KS. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Atchison, KS

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Atchison, KS businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Atchison and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Atchison, KS, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Atchison, KS?

Snap Finance and Acima Leasing both want to help shoppers in Atchison KS get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Atchison, KS. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Atchison, KS requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Atchison, KS? Try Acima Leasing

Many shoppers across Atchison, KS can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.