Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Abilene, KS

Seeking a lease-to-own solution in Abilene, KS? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Abilene, KS

When comparing lease-to-own companies in Abilene, KS, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Abilene and Snap Finance so you can determine which company is right for you.

Snap Finance in Abilene, KS vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Abilene, KS follow similar models. To start, you choose an approved retailer in Abilene and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, pick the eligible items you want, and Acima Leasing in Abilene, KS or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

Abilene, KS Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Abilene, KS. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Abilene, KS

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Abilene, KS as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Abilene businesses to the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Abilene, KS or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Abilene, KS

Both Snap Finance and Amica Leasing aim to help shoppers in Abilene, KS with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Abilene, KS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Abilene, KS, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Abilene, KS, the Choice Is Yours

Many shoppers across Abilene, KS can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.