How to Choose a Lease-to-Own Company in West Des Moines, IA
When selecting a lease-to-own company in West Des Moines, IA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in West Des Moines so you can find the right company for you.
Snap Finance in West Des Moines, IA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most West Des Moines, IA lease-to-own companies operate similarly. First, you pick from a list of approved West Des Moines retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in West Des Moines, IA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in West Des Moines, IA?
The items you can shop for in West Des Moines, IA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in West Des Moines, IA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local West Des Moines, IA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in West Des Moines and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find West Des Moines, IA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in West Des Moines, IA?
Both Snap Finance and Amica Leasing aim to help shoppers in West Des Moines, IA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in West Des Moines, IA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in West Des Moines, IA, you will also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in West Des Moines, IA
Acima Leasing and Snap Finance are great options for West Des Moines, IA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.