What to Look for in Waukee, IA Lease-to-Own Companies
When comparing lease-to-own companies in Waukee, IA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Waukee and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Waukee, IA Work?
How do Acima Leasing and Snap Finance work? Most Waukee, IA lease-to-own companies operate similarly. You shop at an approved Waukee retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Waukee, IA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Waukee, IA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Waukee, IA. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Waukee, IA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Waukee, IA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Waukee stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Waukee, IA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Waukee, IA?
Snap Finance and Amica Leasing are dedicated to helping Waukee, IA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Waukee, IA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Waukee, IA also requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Waukee, IA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Waukee, IA. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.