Selecting a Lease-to-Own Company in Waterloo, IA
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. Waterloo is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Waterloo, IA so you can decide which company's store selection, requirements, and application process sound right for you.
Waterloo Progressive Leasing vs. Acima Leasing: How They Work
How does Acima Leasing work in Waterloo, IA? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible Waterloo stores, find the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!
What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Waterloo, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Waterloo vs. Acima Leasing?
Acima Leasing and Progressive Leasing in Waterloo, IA might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing applicants in Waterloo, IA need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Waterloo shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.
Where in Waterloo Can I Shop with Acima Leasing vs. Progressive Leasing?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Waterloo, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Waterloo, IA stores.
What Items Can I Lease in Waterloo, IA with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Waterloo, IA are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Better: Acima Leasing or Progressive Leasing in Waterloo, IA?
We can’t tell you which lease-to-own company in Waterloo, IA to choose. The best option for you depends on which Waterloo retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.