Comparing Lease-to-Own Companies in Urbandale, IA
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Urbandale, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Urbandale, IA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Urbandale Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Urbandale, IA? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Urbandale, select the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!
What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Urbandale, you can be approved for up to $5,000!
Urbandale Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While the application processes for Acima Leasing and Progressive Leasing in Urbandale, IA are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing in Urbandale, IA requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Urbandale shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Urbandale Stores Are Eligible?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Urbandale and online, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Urbandale, IA, or browse Acima Leasing’s online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Urbandale, IA?
Acima Leasing and Progressive Leasing in Urbandale, IA follow similar guidelines for leasable items. In general, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Is Progressive Leasing or Acima Leasing in Urbandale, IA Right for You?
The decision of which Urbandale, IA lease-to-own company to choose is entirely yours to make. The right choice for you will depend on the application process, approval requirements, and which Urbandale stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.