How Do I Choose Between Lease-to-Own Companies in Spirit Lake, IA?
Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Spirit Lake, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Spirit Lake, IA so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
Spirit Lake Acima Leasing vs. Progressive Leasing: How Do They Work?
How do you lease-to-own with Progressive Leasing in Spirit Lake, IA? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible Spirit Lake stores, choose the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Spirit Lake!
What Are the Requirements for Progressive Leasing in Spirit Lake vs. Acima Leasing?
Although Acima Leasing and Progressive Leasing in Spirit Lake, IA share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Spirit Lake, IA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Spirit Lake who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing Stores in Spirit Lake, IA
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Spirit Lake and online, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Spirit Lake, IA, or browse Acima Leasing’s online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Spirit Lake, IA?
The rules for leasable items at Acima Leasing and Progressive Leasing in Spirit Lake, IA are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Is Acima Leasing or Progressive Leasing the Best Spirit Lake, IA Lease-to-Own Company?
Determining the right lease-to-own company in Spirit Lake, IA is a personal choice we can't make for you. You have to select the right fit for you based on approval requirements, which stores in Spirit Lake you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.