Comparing Lease-to-Own Companies in Spencer, IA
Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Spencer, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Spencer, IA so you can figure out which company has the best application process, store selection, and requirements for you.
How Do Acima Leasing and Progressive Leasing in Spencer, IA Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Spencer, IA? Applying with either company will look pretty similar. Shop at eligible retailers in Spencer, pick out the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!
How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Spencer!
Spencer Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Acima Leasing and Progressive Leasing in Spencer, IA might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Spencer, IA, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Spencer shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Spencer Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Spencer, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.
Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Spencer, IA, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Spencer, IA with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Spencer, IA consider the same items leasable. In general, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Is Progressive Leasing or Acima Leasing in Spencer, IA Right for You?
The decision of which Spencer, IA lease-to-own company to choose is entirely yours to make. The best option for you depends on which Spencer retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.