Need It Now in Spencer? Lease Electronics, Furniture & More in 51301

With Acima, you don’t need to use credit or a lump of cash to lease must-have items from your favorite stores in 51301. You can take home everything from tires to furniture with our lease-to-own options in Spencer. Apply now for a new lease on life.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

Do it all in the mobile app.

Do it all in the mobile app.

Apply, shop, and manage your lease the easy way. Scan the QR code to download our mobile app!

More Information

What Are the Perks of Leasing-to-Own in 51301?

When funds are tight, there's Acima. When you're in a bad credit situation, there's Acima. When you need household essentials now, Acima has you covered. Acima makes it easy to lease the stuff you need now in 51301 even with less than perfect credit history*. We work with national retailers and locally-owned businesses to help you get what you need in Spencer without using credit.

Thanks to Acima, you can lease-to-own home appliances, smartphones, furniture, tire rims, eyeglasses, power tools, watches, and even guitars in 51301. But why lease-to-own instead of buying outright? Because life can get expensive, fast. And you may not have the cash handy to pay for essential items like refrigerators, laptops, jewelry, or tools for those DIY home projects. Choosing to lease-to-own with Acima is a smart way to shop now, despite having a bruised credit score. Ask about leasing-to-own with Acima at your favorite Spencer retailers or apply online today.

What Kinds of Things Can You Lease Through Acima in Spencer?

You can use Acima at many of the best-known retailers in Spencer, even ones that aren't known for having lease-to-own products. With Acima, leasing is an option in stores across Spencer. Here’s a sneak peek at the type of stuff you can lease with Acima.

Ride Right with Lease-to-Own Tires & Wheels in 51301

With Acima, you can enjoy flexible, bite-sized lease renewal payments on high-quality tires and wheels at car care shops in Spencer with payment options that work with your life. So when you get a flat tire, or just want to refresh your car's cosmetic appeal by adding new rims, get what you need the moment you need it by applying to Acima for lease-to-own tires and wheels in Spencer.

Lease-to-Own Appliances in 51301 Take the Guesswork Out of Housework

Like your car, your kitchen and home appliances are vital. A stainless washer and dryer set keep your clothes clean and the family looking stylish. The refrigerator is practically the heart and soul of your family! It houses lunchbox snacks, meals, and cheeses. The stovetop range is where you try new recipes and prepare your famous casserole for the whole fam. And the dishwasher? It's the real hero of the kitchen at the end of a long week of breakfasts, quick lunches, and social media-worthy desserts. But nothing lasts forever — and your beloved appliances are no exception. The cost of all-new appliances on average, can cost up to $10,875. And replacing only one or two appliances can still cost hundreds, if not thousands of dollars. Lease with Acima and you can lease-to-own must-have appliances in Spencer and even bring them home today. There’s no need to deal with a faulty oven or let the dishes overflow when Acima lets you lease-to-own appliances from your favorite retailers in Spencer.

Lease High-Quality Home & Car Audio With Acima in Spencer

Are you your friend group’s unofficial DJ? Audiophile? Love to level up with the latest video game system? Level up your entertainment at home and on the road with sound systems for lease in Spencer. You can make flexible lease renewal payments on all of the home theater and car audio equipment you using Acima’s lease-to-on options. Now you can finally upgrade your car’s stereo. And when the kids want gaming consoles for their birthdays, you can get them set up with the latest and greatest gadgets. And when the next sports season comes along, you can be the center for it all with a lease-to-own flat-screen TV that rivals the 50-yard line experience.

Appreciate the View with Lease-to-Own Eyeglasses in 51301

Your smart TV won’t do you much good if you aren’t able to see it! If you’ve been procrastinating on your yearly eye exam or avoiding prescription glasses, contacts, or sunglasses in Spencer, you don't have to squint another day. Getting lease-to-own eyeglasses in 51301 with Acima means you can make small lease renewal payments on the eyewear you require to see life with fresh eyes. Find a vision center near you and inquire about using Acima to lease-to-own eyeglasses in Spencer. Don’t wait for great vision or great credit!

Lease Luxury on a Budget with Lease-to-Own Furniture in 51301

Are you done watching TV from a tattered, sagging couch? Sick of losing sleep because your mattress is old and bumpy? When you lease-to-own furniture with Acima, you can make the home of your dreams a reality. Acima leases items for every room from our host retailers in Spencer — the bedroom, guest bedroom, kitchen, game room, and even outdoor essentials. Lease-to-own bed sets, pillow top mattresses, sofas and recliners, accent tables, TV stands, futons, light fixtures, and so much more! If you can’t wait to get furniture for your Spencer home, get it today with Acima — the way to shop your favorite retailers in Spencer with a less than perfect credit score.

DIY Your Dreams with Power Tools for Lease in 51301

DIY home renovations in Spencer aren’t exclusive to new furnishings. The right set of power tools can unleash your inner-DIYer and help you tackle all the projects you’ve been putting off. Refinish that vintage dresser! Fix that squeaky door! Install those floating shelves! All without spending your whole paycheck on the newest drill, circle saw, or multi-tool. With a lease-to-own power tool kit in 51301, you can make flexible lease renewal payments at a pace that works for your life and get to work on all the DIY woodworking projects on your to-do list. Acima allows you to lease the power tools you need in Spencer now.

Play Outside in Spencer with Lease-to-Own Outdoor Gear in 51301

Iowa has so much to offer when it comes to going on adventures. It's like one big playground! But you may not be able to take advantage of it without the right gear. And the right gear can come with a big price tag. Fortunately, you'll find Acima payment options at outdoor stores all over Spencer. Lease-to-own everything from bike helmets and sleeping bags to basketballs and cornhole sets. If there's an outdoor activity you want to do this weekend, don’t wait. Just ask about making flexible lease renewal payments through Acima and lease-to-own all the gear you need. Your next pick-up game in Spencer awaits.

Bring Home the Bling with Lease-to-Own Jewelry in 51301

Not into the outdoors? There’s lease-to-own goods for everyone in Spencer. For the indoorsy folks who love their bling, Acima lets you lease-to-own fine jewelry in 51301. Need a present for your spouse on your anniversary? Treat them to a ring with flexible lease renewal payments. Misplaced your dear gold chain? Don’t feel like you need to save forever before getting it. Rather, locate one of our lease-to-own jewelry merchants in 51301 and start leasing a fine chain, necklace, or earrings with a bite-sized initial payment.

Nothing Sounds Better Than Leasing Instruments in 51301

Acima means you can lease-to-own products for your household — you can lease earrings for you or a violin for your gifted middle schooler. Scroll through our host retailers in 51301 to find lease-to-own musical instrument retailers near you. Whether you’ve decided to take piano lessons or you need a trumpet for your high schooler’s band practice, Acima means you can lease-to-own everything from accordions to xylophones.

What Does Leasing-to-Own in 51301 Involve?

You’ve zeroed in on the lease-to-own washer-dryer set, brand-name laptop, or truck tires you need. So, what’s next? Apply online for a lease with Acima, on your mobile device, or in the showroom of your favorite Spencer store. It’s easy to apply and don’t fret, unlike other payment options, Acima considers many factors, and we regularly help customers with less than perfect credit histories. During the application process, we’ll need some info on your current employment, monthly income, and the status of your checking account. Once you get approved, you can pick a flexible payment option that works for you. This makes it easier for you to make lease renewal payments over time. And it's easy to line up your renewal payments with your paydays. Shop now with Acima — the way to enjoy flexible payment options without using credit in stores all over 51301. Lease-to-own the things you need today!

*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.