Lease-to-Own in Red Oak, IA: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Red Oak, IA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Red Oak, IA

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but lack the funds. When looking at companies like Progressive Leasing in Red Oak, how do you know which one to pick? Let's compare Acima Leasing in Red Oak, IA against Progressive Leasing to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Red Oak Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Red Oak, IA? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Red Oak, select the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Red Oak, you can be approved for up to $5,000!

Red Oak Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Red Oak, IA might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Red Oak, IA need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Red Oak with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Red Oak Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Red Oak and online, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Red Oak, IA, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Red Oak, IA?

Acima Leasing and Progressive Leasing in Red Oak, IA follow similar guidelines for leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Red Oak, IA Lease-to-Own Company?

The decision of which Red Oak, IA lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on which Red Oak retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.